Debt Restructuring

Breathing room for stressed debt

When revenue dips or EMIs outgrow income, defaulting is not the only path. Restructuring renegotiates your existing obligations with the lender — extended tenure, stepped-up schedules, interest adjustments or security rework — so repayment matches reality.

Our restructuring services

• Business Debt Restructuring — for MSMEs and traders with stressed working capital or term loans.
• Personal Debt Restructuring — for households where EMIs have outgrown monthly income.
• Settlement Advisory — negotiated closure for genuinely distressed accounts, as a last resort.

How it works

1. Free, confidential review of all liabilities and cash flows.
2. We prepare the restructuring proposal lenders expect to see.
3. We negotiate with each lender and coordinate documentation.
4. You move to a single, realistic repayment plan.

Important: all restructuring and settlement outcomes are subject to lender approval and policy. Restructured or settled accounts are reported to credit bureaus and can affect credit scores. MahadevX acts as an advisor and facilitator; final decisions rest with the lender.

Talk to a MahadevX advisor today. Call +91 98710 01985, start an application or request a callback. Free initial assessment, complete confidentiality.