Business Debt Restructuring

Keep the business running while debt is reworked

Delayed receivables, GST credit blockages, seasonal slowdowns — business cash flow breaks for reasons that have nothing to do with the strength of the business. Restructuring gives viable businesses time, instead of forcing distress sales.

Who this is for

• MSMEs and traders whose EMIs no longer match monthly inflows.
• Businesses juggling working capital, term loans and machinery loans across lenders.
• Promoters facing SMA classification warnings who want to act early.

What we do

1. Map every facility: outstanding, rate, security, conduct.
2. Build a lender-grade viability note and revised repayment proposal.
3. Negotiate tenure extension, moratorium or rate revision with each lender.
4. Coordinate documentation through closure.

Documents to keep ready

• Sanction letters and latest statements of all facilities.
• Last 2 years financials and 12 months bank statements.
• GST returns and receivables ageing, where applicable.

Important: all restructuring and settlement outcomes are subject to lender approval and policy. Restructured or settled accounts are reported to credit bureaus and can affect credit scores. MahadevX acts as an advisor and facilitator; final decisions rest with the lender.

Talk to a MahadevX advisor today. Call +91 98710 01985, start an application or request a callback. Free initial assessment, complete confidentiality.