Home Renovation Loan
Home Renovation Loan — refresh your home your way
Repaint, remodel the kitchen, redo interiors or extend a room. A home renovation loan funds the upgrade without dipping into long-term savings.
Check your eligibility in 2 minutes — OTP verified
No impact on your CIBIL. We pre-qualify you against 25+ partner banks and NBFCs before any hard inquiry.
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2 fields. OTP verified. 25+ banks compared for you.
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Complete KYC now (5 min)Home Renovation Loan — what you should know
A home renovation loan finances repairs, interiors, modular kitchens, false ceilings, waterproofing and extensions. MahadevX compares both unsecured personal loans and renovation-specific products to find your lowest cost.
- For repairs, interiors, modular kitchen and extensions
- Loan from Rs 1 lakh to Rs 40 lakh, flexible tenure
- Unsecured options — no property mortgage needed for smaller spends
- Pay contractors and material vendors on schedule
Documents required
PAN, Aadhaar, income proof and bank statement for unsecured loans; property papers if you opt for a secured renovation loan. We confirm the exact list for your chosen route.
From application to disbursal in 48 hours
- 1Submit applicationOne form, 2 minutes, OTP verified. No paperwork at this stage.
- 2Eligibility assessmentWe screen you against 25+ lender criteria before any hard inquiry.
- 3Compare offersTop three offers shared with you within 4 working hours. You pick.
- 4DocumentationDoorstep pickup or secure upload — packaged the way the lender wants.
- 5DisbursalLoan disbursed directly into your account by the lender.
Why borrowers choose MahadevX
Compare 25+ Lenders
One OTP-verified application. We negotiate your file with 25+ partner banks and NBFCs and bring you the top three offers — one CIBIL inquiry, not twenty-five.
Dedicated Advisor
A real person runs your file from documentation to lender coordination to disbursal follow-up. No chatbots. Reachable on call and WhatsApp.
Debt Restructuring Advisory
Unique to MahadevX: if you carry high-EMI loans, we can structure a consolidation that lowers your monthly outgo before adding a new loan. We will tell you when NOT to borrow.
Home Renovation Loan — FAQs
Do I need to mortgage my house for a renovation loan?
Not for smaller amounts — an unsecured personal loan can fund renovation without any mortgage. Larger secured options exist if you prefer lower rates.
How much can I borrow for home renovation?
Commonly Rs 1 lakh to Rs 40 lakh depending on income and CIBIL. We compare lenders to maximise your sanction at the best rate.
Can I pay contractors directly?
Yes. The loan is disbursed to your account and you pay vendors and contractors as work progresses.
Does applying through MahadevX hurt my CIBIL?
No. One application with MahadevX is one inquiry, even though we compare 25+ lenders. Applying to many banks directly creates multiple hard inquiries that hurt your score for 6 months.
Are there any charges I pay to MahadevX?
No. Borrowers pay MahadevX nothing — our commission is paid by the lender after your loan disburses. The lender's standard processing fee may still apply; that goes to the bank, not to us.
Ready to compare your best Home Renovation Loan offers?
One OTP-verified application. Twenty-five lenders. Zero borrower fees. Disbursal in 48 hours.